💻 computer science

Benchmarking Gradient Boosting and Explainable AI for Credit Default Prediction on Imbalanced Financial Data: A Leakage-Safe Multi-Seed Evaluation with SHAP and LIME

This paper establishes a rigorous, leakage-safe benchmarking protocol for credit default prediction that demonstrates gradient boosting ensembles significantly outperform logistic regression and TabNet on imbalanced financial data, while revealing that post-hoc threshold tuning renders synthetic resampling redundant and highlighting the critical need to validate explanation discordance between SHAP and LIME for model risk management.

Manpreet Singh, Rohith Reddy Bellibatlu, Yash Jajoo, Muhammad Zeeshan, Rathan Ramachandra, Akshatha Srikantha, Rahul Jos (…)2026-09-03
💻 computer science

Finite Evidence, Infinite Horizons: The Artificial Age Score as a Case Study in Longitudinal AI Measurement

This paper argues that finite longitudinal AI evaluation records, exemplified by the Artificial Age Score (AAS), cannot determine infinite-horizon system properties or convergence without explicit stipulated continuation models, as demonstrated through counterexamples and stress tests showing that bounded observations alone yield only conditional, model-based inferences rather than definitive conclusions.

Seyma Yaman Kayadibi2026-09-03
💻 computer science

Weakly Supervised Anomaly Detection and Privacy Risk Scoring in Community Message Threads

This paper introduces RiskThread-LF, a weakly supervised and privacy-preserving framework that detects anomalous community message threads by fusing diverse behavioral signals and correcting for reporting bias, achieving superior performance over content-based and graph-based baselines while maintaining robustness under differential privacy.

Yuewei Yuan, Jiayang Yin, Jialei Huang, Tianyi Xu2026-09-03