📈 economics

Portable Verified Financial Identity: A Framework for Immigrant Credit Access and Financial Inclusion in the United States

This paper proposes and empirically validates the Portable Verified Financial Identity (PVFI) framework, which leverages origin-country financial data and remittance corridors to generate a Pre-Arrival Banking and Financial Score (PABFS) that significantly reduces financial exclusion and improves credit model accuracy for immigrants in the United States.

Amir Khan2026-07-29
📈 economics

Integrating the governance of digital transformation in transition economies: Azerbaijan, Kazakhstan and Estonia compared

This article analyzes Azerbaijan's 2026–2028 centrally coordinated governance model for digital transformation, which integrates 58 initiatives across four pillars with quantified targets, and compares its institutional and human capital constraints against Kazakhstan and Estonia to highlight that governance fragmentation and resource limitations, rather than infrastructure, remain the primary barriers to progress.

Gustav Olaf Yunus Laitinen-Fredriksson Lundstrom-Imanov2026-07-29
📈 economics

When can remanufacturing make Car-as-a-Service financially viable? A life-cycle costing assessment for passenger vehicles

This paper demonstrates that while Car-as-a-Service models offer lower costs for users, they are currently unprofitable for providers due to high manufacturing costs and strong residual values, becoming financially viable only through significant design-led cost reductions or when used-vehicle value retention drops below approximately 47%.

Ahmed S. Alghamdi2026-07-29
📈 economics

Beyond Trade Volumes: Market Entry, Export Survival, and the Early Trade Effects of the African Continental Free Trade Area

This paper utilizes a structural gravity framework on Ghana's bilateral export data to demonstrate that the early effects of the African Continental Free Trade Area (AfCFTA) are primarily driven by increased market entry and improved export survival rather than the expansion of existing trade volumes, thereby highlighting the agreement's role in fostering export diversification and structural transformation.

Felix Adongo2026-07-29
📈 economics

The Price of Fear: Uncertainty, Trade, and Economic Welfare in International Commodity Markets during the Black Sea Grain Initiative

This study quantifies the "price of fear" in international commodity markets during the Black Sea Grain Initiative by using a Markov switching model to isolate a significant risk premium driven by corridor uncertainty, revealing that this fear-driven cost disproportionately burdened developing economies while shifting Ukrainian grain exports toward wealthier buyers.

Ayodele Idowu2026-07-29
📈 economics

Understanding Forest Certification Awareness Among Tree Growers in Kenya: A Pathway Towards Sustainable Forestry

Based on a survey of 545 tree growers in Kenya, this study reveals that forest certification awareness is generally low, particularly among small-scale farmers, and is significantly influenced by factors such as education, cooperative membership, and extension access, thereby highlighting the need for targeted interventions to promote sustainable forestry adoption.

Jonah Kipsaat Kiprop, Oscar Ingasia Ayuya, Joshua Kiplongei Cheboiwo2026-07-29
📈 economics

Revisiting the Environmental Kuznets Curve in South Asia: A Pooled Mean Group Analysis of Total Greenhouse Gas Emissions

This study reexamines the Environmental Kuznets Curve hypothesis for five South Asian economies from 1990 to 2023 using a Pooled Mean Group approach, revealing a U-shaped relationship between income and greenhouse gas emissions rather than the traditional inverted-U, with energy consumption identified as the primary long-run driver and a significant 45% annual adjustment rate toward equilibrium.

Arjun Gurung2026-07-29
📈 economics

From Headlines to Assembly Lines: Constructing a Manufacturing Economic Policy Uncertainty Index

This paper constructs a novel monthly Manufacturing Economic Policy Uncertainty index for the United States (1985–2025) using a hybrid human-auditing and machine-learning approach, revealing that while industrial and macroeconomic uncertainty trends are similar, manufacturing-specific uncertainty uniquely correlates inversely with consumer confidence and output, offering policymakers a refined tool to assess policy impacts on the production sector.

Simran Kahai, Aksh Dantal2026-07-29