📈 economics

Antecedent Configurations of Organizational Resilience in Photovoltaic Enterprises under Involutionary Competition Based on fsQCA and NCA

This study utilizes fsQCA and NCA within a TOE framework to identify three distinct synergistic configurations of digital transformation, technological innovation, strategic deviance, agile responsiveness, and government subsidies that enable photovoltaic enterprises to achieve organizational resilience amidst involutionary competition, while highlighting that the absence of technological innovation and strategic deviance critically hinders such resilience.

Yujie Luo, Xingyu Wang, Ting Hao2026-09-22
📈 economics

Assessing the Pass-Through Effects of Global Oil Price Shocks on Exchange Rate Fluctuations in Tanzania

This study utilizes ARDL and NARDL models on Tanzanian data from 1990 to 2024 to demonstrate that global oil price shocks significantly drive the depreciation of the Tanzanian shilling with strong asymmetric effects, prompting recommendations for enhanced foreign exchange reserves, energy diversification, and improved monetary policy frameworks to bolster macroeconomic stability.

Emmanuel Ezekiel Mwanjilinji2026-09-22
📈 economics

Management and Its Impact on Financial Performance: An Empirical Analysis of Agricultural Development Bank Limited (Adbl), Nepal

This empirical study analyzes five years of data (FY 2075/076 to FY 2079/080) to demonstrate that while Agricultural Development Bank Limited (ADBL) in Nepal has achieved consistent growth in net working capital through a hybrid financing policy, its liquidity remains constrained by a heavy concentration of loans, necessitating enhanced cash reserves and credit risk modeling to sustain future performance.

Raja Babu Shah, Kundan Yadav, Rukaya Yasmin2026-09-22
📈 economics

Delegated Relief: What Servicers Say, and What Statutory Eligibility Is Worth in Mortgage Forbearance

By analyzing servicer call-center transcripts and applying a triple-difference design around the CARES Act's eligibility boundary, this paper finds that while statutory entitlement increased forbearance take-up by 3.6 percentage points by removing documentation barriers, racial disparities in access were small and imprecise, suggesting that documentation requirements acted as a uniform barrier suppressing relief for all affected borrowers.

Arka Prava Bandyopadhyay2026-09-22
📈 economics

El Niño, Extreme Climate, and Economic Activity: Continuous Difference-in- Differences Evidence from 194 Countries, 1981–2025

Using a continuous difference-in-differences design on data from 194 countries (1981–2025), this paper provides causal evidence that El Niño shocks significantly reduce real GDP growth and crop production, with effects persisting for three years and varying by region and economic structure, thereby quantifying the macro-financial stakes of climate variability for emerging markets.

Jiawei Ma2026-09-22
📈 economics

Determinants of Home Loan Default Risk among Salaried and Self- Employed Borrowers in India: A Comparative Empirical Study Using PLS-SEM and Logistic Regression

This study proposes and validates a comparative empirical framework using PLS-SEM and logistic regression to identify how financial, behavioural, and macroeconomic determinants of home loan default risk differ between salaried and self-employed borrowers in India, demonstrating that credit-history discipline significantly impacts risk mitigation more for salaried individuals while providing a ready-to-deploy analytical pipeline for differentiated underwriting and risk pricing.

Komal Sharma, Deepika Rathi, Garv Nijhara, jainish Bhagat2026-09-22
📈 economics

Adaptive Model Selection in Agricultural Finance: A Training-Free Framework for Forecasting in Corn Futures Markets

This study proposes and validates a training-free model selection framework for corn futures forecasting that identifies regime shifts driven by major global shocks, demonstrating that a Random Forest model outperforms rivals in most market windows and that while temperature is the primary weather signal, daily weather patterns alone do not predict transition points.

Ali Nabizadeh Lamiry2026-09-22