📈 economics

Nonlinear effects of lending rates on credit risk in microfinance institutions: evidence from Peruvian municipal savings and credit banks

This study analyzes Peruvian microfinance institutions from 2021 to 2025 and finds a U-shaped relationship between lending rates and credit risk, identifying an optimal rate of 29.21% beyond which further rate increases significantly deteriorate portfolio quality.

Felix Segundo Castillo-Vera, Gloria Tavita Mantilla-Varas, Luis Alberto Muñoz-Díaz2026-06-29
📈 economics

Cash transfers as a social protection tool and their ripple effects in rural Africa: A scoping review from 17 countries in Africa

This scoping review of 40 studies across 17 African countries finds that while cash transfers effectively stimulate local economies and boost employment for ultra-poor households, they also generate complex ripple effects such as inflation and social tensions, underscoring the need for careful recipient selection to maximize benefits and minimize negative spillovers.

Emefa Tonorgbevi AWUKU, Kwame Asamoah KWARTENG, Stephen Elvis AMPAH2026-06-29
📈 economics

Probabilistic and Asymmetric Effects of Green Accounting on Economic Prosperity and Economic Downturns Using Bayesian Logistic Regression

Using Bayesian Logistic Regression on data from 82 countries (2002–2020), this study reveals that while green accounting generally promotes economic prosperity and mitigates downturns, its excessive expansion or severe contraction can paradoxically worsen economic declines, highlighting the need for balanced implementation.

Hai Nguyen Van, Thanh Tran Duy2026-06-29
📈 economics

Ecological Compensation, Long-Term Mechanisms, and Industrial Structure Upgrading:Evidence from a Quasi-Natural Experiment in National Key Ecological Function Zones

Using a difference-in-differences approach on Chinese county-level data from 2000 to 2019, this study demonstrates that ecological compensation policies within National Key Ecological Function Zones significantly boost per capita GDP and employment while promoting industrial upgrading through mechanisms like marketization and alternative industry development, though their impact on foreign investment and tertiary sector growth remains limited.

Wubin Yuan2026-06-29
📈 economics

Signal Quality and the Silence Trap in Collaborative Cybersecurity Governance

This study integrates signal verification into an evolutionary game model of collaborative cybersecurity governance to reveal that without sufficient verification precision, the system falls into a "Silence Trap" where monetary incentives fail and penalties risk suppressing valid reports, thereby arguing that governance sustainability depends on capacity-building rather than reward tuning alone.

Jiguang Wang, Yi Ren2026-06-29