Artificial Intelligence in AML/CFT: A Criminological Evidence Map and Multilevel Governance Framework for Organised Financial Crime Control
This article reframes AI in anti-money laundering and counter-terrorist financing as a criminological dual-use challenge rather than a mere efficiency tool, synthesizing evidence to reveal how AI simultaneously enhances detection capabilities and empowers criminal actors, thereby necessitating a comprehensive multilevel governance framework that balances opportunity reduction, legal accountability, and rights protection.