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Decision-Making Factors in Housing Transitions Among Older Adults in Europe: A Scoping Review of Qualitative Studies

This scoping review of 33 qualitative studies across Europe reveals that housing transitions among older adults are dynamic, relational processes shaped by a complex interplay of health, attachment to home, family, and financial resources, where the strong preference for ageing-in-place is often balanced against the need for safety and autonomy, with decision-making capacity significantly influenced by socioeconomic inequalities.

Original authors: Stephen S.Y. Chang, Marti Herrera van der Hoeven, Bruce Guthrie, Andrew Kingston, Heather Wilkinson

Published 2026-09-28
📖 6 min read🧠 Deep dive

Original authors: Stephen S.Y. Chang, Marti Herrera van der Hoeven, Bruce Guthrie, Andrew Kingston, Heather Wilkinson

Original paper licensed under CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/). ✨ This is an AI-generated explanation of the paper below. It is not written or endorsed by the authors. For technical accuracy, refer to the original paper. Read full disclaimer

As the population of Europe grows older, a quiet but profound question is reshaping how societies think about the final chapters of life: where will people live, and how do they decide? For many, the ideal is to stay in the home they have known for decades, surrounded by familiar streets and neighbors, a concept often called "aging in place." This preference is not just about comfort; it is deeply tied to a sense of identity, independence, and the continuity of a life well-lived. However, as health changes and the physical world becomes harder to navigate, staying put is not always possible. The decision to move, whether to a smaller apartment, a specialized community, or a care facility, is rarely a simple choice made on a single day. It is a complex negotiation between personal desires, family dynamics, financial reality, and the available options in the local community. Understanding how older adults navigate these transitions is crucial, because the way they move—or stay—directly impacts their dignity, safety, and quality of life.

A team of researchers from universities in the United Kingdom and across Europe set out to map the landscape of these decisions. They did not look at statistics or survey numbers, but rather gathered and analyzed thirty-three different studies that relied on the personal stories of older adults. By listening to the voices of people in the United Kingdom, Sweden, Norway, Finland, Germany, Spain, Italy, and the Czech Republic, the researchers built a picture of what actually happens when an older person considers changing their home. Their work reveals that these decisions are not the result of a single, rational calculation, but are instead dynamic, emotional, and relational processes that unfold over time.

The most consistent finding across all these stories is a powerful desire to remain at home. For the older adults interviewed, their house is more than a building; it is a repository of memories, a symbol of their independence, and a place where they feel they belong. Even when a home becomes difficult to manage due to stairs, poor lighting, or the need for constant maintenance, the emotional pull to stay is often the strongest force. Many participants described their homes as extensions of themselves, making the idea of leaving feel like a loss of self. This attachment is so strong that even when health declines, many people will try to adapt their current living situation, perhaps by installing grab bars or rearranging furniture, rather than moving.

However, the researchers found that staying is not always a choice, and moving is not always a failure. When people do decide to move, it is often framed not as giving up, but as a proactive step to preserve their safety and autonomy. Some move to specialized housing, such as sheltered communities or extra-care facilities, specifically to avoid a future crisis. They view these moves as a way to stay independent for longer, ensuring they have support nearby before they become too frail to manage alone. The decision to move is frequently justified by the need to protect one's dignity and avoid becoming a burden to family members. In this sense, relocation can be a strategic act of self-preservation, a way to maintain control over one's life in the face of inevitable change.

The ability to make these choices is not shared equally. The review highlights a clear divide based on financial resources and social support. Older adults with greater wealth and savings have a much wider range of options. They can afford to modify their homes, hire help, or move to a more suitable property that fits their needs. They can plan ahead, thinking years into the future. In contrast, those with fewer resources often face a much narrower path. They may be forced to stay in unsuitable housing because they cannot afford to move, or they may find themselves moving only when a health crisis leaves them no other choice. For these individuals, the decision is less about preference and more about survival, often dictated by the availability of affordable housing and the support systems around them.

Family and social networks also play a central role in these decisions. The proximity of children, friends, and neighbors can either encourage someone to stay or prompt them to move. Some older adults stay because they do not want to leave their community or because they rely on nearby family for daily help. Others move to be closer to relatives who can provide care. The researchers noted that the presence or absence of a supportive network often determines whether a move happens smoothly or becomes a chaotic, stressful event. For those living alone without strong family ties, the decision-making process can be particularly lonely and uncertain, often leading to reactive moves driven by immediate need rather than long-term planning.

The study also uncovered that the experience of moving varies depending on where a person lives in Europe, though the core emotions remain similar. In the United Kingdom, the stories often focused on the difficulties of navigating a complex system of housing and care, with many participants feeling constrained by a lack of suitable options or poor information. In other European countries, such as Sweden and Finland, the narratives tended to emphasize the personal meaning of home and the careful, often proactive, reasoning behind a decision to move. While these differences suggest that local policies and housing markets shape the experience, the underlying human struggle to balance safety, independence, and belonging is universal.

Ultimately, this collection of stories suggests that housing decisions in later life are never just about bricks and mortar. They are about who we are, who we love, and how we want to live out our final years. The researchers conclude that supporting older adults requires more than just providing housing; it requires understanding the deep emotional and social forces at play. It means recognizing that for many, staying put is a hard-won victory, while moving can be a brave and necessary step to protect one's future. To help people navigate these transitions, society needs to offer better information, more affordable options, and a system that respects the complex, personal nature of these life-changing choices. The goal is not simply to find a place to sleep, but to ensure that every older adult can live with dignity, whether they stay in the home they have always known or find a new place to call their own.

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