1128 papers
Despite widespread usage in Mogadishu, this quantitative study finds that mobile money services alone do not significantly enhance financial inclusion among low-income communities, suggesting that structural and behavioral factors like financial literacy, trust, and income stability are more critical drivers.
Using South Korean panel data, this study reveals that lower-income households face a distinct "heat-or-eat" trade-off in winter by sacrificing food spending to meet heating needs, a seasonally asymmetric and income-stratified pattern that does not occur in summer.
This study analyzes panel data from 30 Bangladeshi commercial banks (2015–2024) to demonstrate that agent banking networks and deposit mobilization are significant positive drivers of loan disbursement, confirming agent banking as an effective platform for inclusive lending and rural economic development in emerging economies.
Using structural equation modeling on 55 economies, this study finds that while institutional quality strongly drives both digital human capital and economic performance, digital human capital itself has a negligible direct impact on economic outcomes, serving primarily as a complementary mechanism rather than an independent driver.
This paper utilizes a collective household model with home production to demonstrate that women's low labor supply in Morocco is driven not by labor-market conditions alone, but by an efficient yet unequal allocation of time where high domestic burdens and rigid social norms constrain market participation despite rising education and relative earnings.
This study analyzes data from 1,120 Vietnamese manufacturing SMEs to demonstrate that AI and digital capabilities drive green innovation, which in turn mediates the path toward enhanced sustainable performance and competitive advantage.
This study utilizes a DSGE model to demonstrate that while monetary policy is the primary driver of housing price fluctuations, macroprudential policies offer more targeted and less costly regulation of real estate risks, suggesting that the two pillars function best as complementary rather than substitutive tools for macroeconomic stability.
Using a Computable General Equilibrium model based on 2023 Turkish data, this study demonstrates that smart port-driven technological efficiency shocks in Türkiye yield economy-wide welfare gains and significantly boost transportation exports, thereby enhancing overall trade competitiveness and sustainable economic growth.
Using a staggered difference-in-differences design on state-level data from 2015 to 2020, this study finds that recreational cannabis legalization significantly narrows the Black/White gap in marijuana possession arrests by approximately 30% through a disproportionate reduction in arrests for Black residents, though it does not fully eliminate racial disparities in drug enforcement.
Using a finite-mixture modelling approach on Italian provincial data from 2002 to 2022, this paper reveals that the positive impact of cooperative credit banking on local economic activity is confined to specific latent territorial regimes that transcend conventional macro-regional boundaries, highlighting the context-dependent nature of locally embedded financial intermediation.