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Institutional Trust and Household Adaptation to Earthquake Risk: Insights from Post-Disaster Communities in Bantul Regency

This study of 300 households in Bantul Regency reveals that disaster knowledge, experience, and risk perception drive earthquake preparedness by fostering institutional trust, while education and expenditure increase willingness to pay for risk mitigation despite experience reducing it.

Original authors: Suryanto Suryanto, Muhammad Rizal Anggit Putra, Sepviana Nur Kumala, Hizkia Setya Simangunsong, Sri Widiyantoro, Fitri Rahmafitria, Rizanna Rosemary, Achmad Choiruddin, Endra Gunawan

Published 2026-07-31
📖 5 min read🧠 Deep dive

Original authors: Suryanto Suryanto, Muhammad Rizal Anggit Putra, Sepviana Nur Kumala, Hizkia Setya Simangunsong, Sri Widiyantoro, Fitri Rahmafitria, Rizanna Rosemary, Achmad Choiruddin, Endra Gunawan

Original paper licensed under CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/). This is an AI-generated explanation of the paper below. It is not written or endorsed by the authors. For technical accuracy, refer to the original paper. Read full disclaimer

Imagine the world as a giant, slightly wobbly game of Jenga. Sometimes, the tower of our daily lives gets shaken by things we can't control, like earthquakes. Scientists who study how people survive these shakes are called disaster researchers. They don't just look at how hard the ground moves; they look at the people living on top of it. Two big ideas help them understand why some people get ready for a shake while others don't. First, there's risk perception, which is just a fancy way of saying "how scary you think the danger is." Second, there's institutional trust, which is like a scorecard of how much you believe the people in charge (like the government) will actually help you if things go wrong. If you think the danger is real but don't trust the helpers, you might freeze. If you trust the helpers but don't think the danger is real, you might get lazy. This paper asks a big question: In a place that has already been shaken, what actually makes families pack their emergency bags and feel ready?

The researchers in this study decided to investigate this in Bantul Regency, a place in Indonesia that sits right on top of some very active underground cracks called faults. It's the kind of place that got hit hard by a massive earthquake back in 2006. To find the answers, the team didn't just guess; they went out and talked to 300 different families living in three different neighborhoods: one that was very safe (low risk), one that was a mix (medium risk), and one that was in the danger zone (high risk). They used a special math tool called SEM-PLS to connect the dots between what people knew, what they had been through, what they trusted, and how ready they were.

Here is what they found, and it's a bit of a twisty story. First, they discovered that experience is the ultimate teacher. Families who had actually lived through an earthquake before were much more likely to be prepared. It's like learning to ride a bike: falling off once makes you much more careful the next time you get on. But here is the cool part: that experience didn't just make them ready; it also made them trust the government more. It seems that when the government helped them survive the last time, the people felt, "Okay, I can rely on them again." This trust turned out to be a secret bridge. It connected the scary feeling of "what if" (risk perception) and the memory of "what happened" (experience) to the actual action of "getting ready" (preparedness).

However, the study also found a few surprises that might make you scratch your head. Just knowing about earthquakes didn't automatically make people trust the government. You can read all the books in the world about how earthquakes work, but that doesn't mean you'll trust the people in charge to save you. Also, just being scared of an earthquake didn't make people get ready. You can be terrified of a monster under the bed, but if you don't have a plan or trust that someone will help you, you might just stay frozen in fear. The paper suggests that fear alone isn't enough to get people moving; they need that bridge of trust to turn their worry into action.

The researchers also asked a very practical question: "How much money would you be willing to spend to make your house safer?" This is called Willingness to Pay (WTP). They found that if you have more money to spend on daily things, or if you have a higher education, you are more likely to say, "Yes, I'll pay to fix my house." Specifically, for every bit of increase in education, people were willing to pay an extra IDR 108,449, and for every bit of increase in household spending, they were willing to pay an extra IDR 132,976. But here is the weird twist: people who had already experienced an earthquake were actually less willing to pay. It's as if they said, "I've been through the fire; I'm too tired to pay for more safety right now," or maybe they just wanted to fix their broken wallets first. The study shows that experience can sometimes make people less likely to invest in the future, even if they know the danger is real.

So, what does this all mean for the people living in Bantul? The paper suggests that you can't just hand out brochures about earthquakes and hope people get ready. You have to build trust. The government needs to be the reliable friend who shows up when things get scary. When people trust that their leaders are honest and helpful, they are more likely to take the scary feelings they have and turn them into real plans. The study concludes that to keep communities safe, we need a mix of three things: knowing the facts, learning from past bumps, and, most importantly, believing that the people in charge will actually help us when the ground starts to shake. Without that trust, even the most prepared family might just stand still, waiting for a hero that they aren't sure will come.

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