← Latest papers
📄 social_science

A Growth Mindset of Opportunity Predicts Upskilling, Especially When Financial Resources Are Scarce

This research demonstrates that adults with a growth mindset regarding the cultivability of opportunities are more likely to engage in upskilling, particularly when financial resources are scarce, suggesting that fostering such beliefs can help individuals adapt to a changing workforce even under economic constraints.

Original authors: E. J. Horberg, Paul A. O'Keefe, Ramya Sakthivel

Published 2026-08-26
📖 5 min read🧠 Deep dive

Original authors: E. J. Horberg, Paul A. O'Keefe, Ramya Sakthivel

Original paper licensed under CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/). This is an AI-generated explanation of the paper below. It is not written or endorsed by the authors. For technical accuracy, refer to the original paper. Read full disclaimer

In a world where technology and global markets shift faster than ever, the ability to learn new skills is no longer just a career advantage; it is a necessity for staying employed. Experts estimate that by 2030, nearly 60 percent of the global workforce will need training to keep pace with these changes. Yet, despite this urgent need, many adults do not seek out these learning opportunities. Researchers have long known that factors like age, income, and the cost of courses play a role, but a new line of inquiry suggests that what a person believes about the nature of opportunity itself might be the deciding factor. This research explores a concept called a "growth mindset of opportunity." Unlike the more familiar idea that intelligence can be improved, this specific belief system concerns whether people think good opportunities in life are fixed and rare, or whether they can be cultivated and created through effort. The question is whether believing that opportunities can be grown helps people actually go out and learn new skills, especially when money is tight.

A team of researchers from the University of Exeter and Jönköping University set out to test this idea by looking at real-world behavior in Singapore. They focused on a specific type of learning called upskilling, which is any training or education an adult pursues after finishing their formal schooling to improve their job skills. The researchers wanted to see if people who believed opportunities could be created were more likely to engage in upskilling than those who believed opportunities were fixed and unchangeable. They also wanted to understand if this belief mattered more when people had less money, and if government programs that remove financial barriers could change the outcome. To find the answers, they conducted two large studies involving thousands of adults, tracking their beliefs and their actual learning activities over time.

The first study followed 525 university alumni over a period of nine months. These graduates were a relatively similar group in terms of education and background, which allowed the researchers to isolate the effect of their beliefs. The participants were asked about their mindset regarding opportunities and whether they had searched for learning information or completed any training in the previous five years. The results showed a clear pattern: those who believed opportunities could be cultivated were significantly more likely to have completed upskilling activities in the past five years. This belief also predicted whether they would complete training in the nine months following the survey. Interestingly, the researchers found that this mindset did not predict whether someone would use a specific government program called SkillsFuture Credits, which provides free money to citizens to pay for courses. Because the government made these courses so accessible, people with a fixed mindset were just as likely to use them as those with a growth mindset. The barrier of cost had been removed, so the belief about creating opportunities no longer mattered for that specific action.

To see if these findings held true for the general population, the researchers conducted a second, much larger study with 1,793 Singaporean residents who represented the country's diverse economic and ethnic makeup. This group included people with varying levels of education and income, providing a wider range of financial situations. The results here were even more revealing. While the growth mindset again predicted a higher likelihood of seeking information and completing training overall, a crucial interaction emerged regarding money. For people with lower financial security, a growth mindset was a powerful predictor of upskilling; they were much more likely to learn new skills than their peers with a fixed mindset. However, for people with high financial security, the difference between the two mindsets disappeared. When money was not a constraint, believing that opportunities could be created did not provide an extra boost. Conversely, when money was scarce, the belief that one could cultivate opportunities became the key factor that motivated people to learn.

The researchers also looked at the specific government initiative, SkillsFuture, in this larger group. Just as in the first study, the data showed that when the government provided a financial safety net to make courses affordable, the mindset of the learner no longer predicted who would sign up. People with a fixed mindset, who might otherwise feel stuck waiting for a lucky break, were just as likely to take the available courses as those with a growth mindset. This suggests that while a positive belief system can drive people to find their own paths when resources are scarce, it is not a substitute for making opportunities actually accessible. The study indicates that when the financial hurdle is removed, the psychological barrier of a fixed mindset is also effectively removed.

These findings suggest that the way people view the world shapes their actions, but only up to a point. A belief that opportunities can be grown helps people navigate difficult financial landscapes, encouraging them to seek out training even when they cannot easily afford it. However, this psychological advantage is most critical when external resources are missing. When a society provides clear, funded pathways for learning, the gap between those who believe they can create opportunities and those who do not closes. The research does not claim that a growth mindset is a magic solution that works in all circumstances, but rather that it is a vital tool for resilience when the path is blocked. By understanding this dynamic, policymakers and educators might better design support systems that not only provide resources but also help individuals build the confidence to seek them out when those resources are not immediately available.

Drowning in papers in your field?

Get daily digests of the most novel papers matching your research keywords — with technical summaries, in your language.

Try Digest →